For over 90 years, more than 3,400 of our professional banking associates have embraced this spirit by providing a full range of retail and commercial banking services, home mortgage and commercial lending, wealth, insurance and estate planning solutions to help our customers and communities achieve financial success. Valley is one of the most trusted and respected banks in the industry. We have approximately $42 billion in assets and over 200 locations throughout New York, New Jersey, Florida and Alabama. Since 1927, the Bank has never produced a losing quarter. Even during the most challenging economic times, we have never stopped lending to our customers.