North Texas CDC
North Texas Certified Development Corporation (NTCDC) is a leading provider of long-term, fixed-interest, below market-rate financing for growing small businesses. NTCDC provides an advantageous alternative to traditional short-term financing for capital expansions. NTCDC operates under the guidelines of the U.S. Small Business Administration’s Section 504 Certified Development Company program, and is authorized to issue debentures for sale in the private capital market. The proceeds from the sale of these debentures are then loaned to small businesses under terms and rates unavailable through normal lending channels. Repayment of the debenture is 100% guaranteed by SBA.